Santiago Carbó Valverde

Publications

• Competing Technologies for Payments. Automated Teller Machines (ATMs), Point of Sale (POS) Terminals and the Demand for Currency (2009)
• How Effective Are Rewards Programs in Promoting Payment Card Usage?. Empirical Evidence (2009)
• Cross-Country Comparisons of Competition and Pricing Power in European Banking (2006)
• Estimating the intensity of price and non-price competition in banking. An application to the Spanish case (2005)